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Summertime wrecks can ruin the entire season

The summer is a time of family road trips and vacations. When you are planning on leaving home for a while, make sure that you take the time to plan everything carefully. One thing that you don't want to do is to try to rush through the travel time. We know you probably want to hurry up and get to where you are going, but don't let this cause you to get into an accident.

There is usually an uptick in vehicles on the road during the summer months. This means that roads might be abnormally congested. Trying to rush when you are in tight traffic can mean that you make errors as you drive.

The automatic stay greatly benefits bankruptcy filers

One of the benefits that people who file for bankruptcy look forward to is the automatic stay. There is almost nothing as stressful as a creditor coming to you to find out when you are going to pay a bill. They might get pushy and start demanding that you send in money -- even though you can't give them something that you don't have!

When you file for bankruptcy, the court issues an automatic stay. This means that the creditors aren't able to contact you to collect the debt. Once this is issued, you can answer your phone and check your mail without having to worry that an unscrupulous individual is going to harass you over a payment you already told them you couldn't pay.

Can you really be friends with an ex?

People who are divorced and share children will often have to deal with each other a lot throughout the child's life. While there aren't any set rules for how you handle this situation, you have to remember that being respectful is the key to making parenting arrangements work. For some divorced parents, there is a matter of whether they should remain friends or not after the split.

If you and your ex do decide to remain friends, remember not to rush things. It can be difficult to keep things on a friend level when you are splitting up after an intimate relationship. Your emotions might be all over the place, especially right after the marriage ends. Make sure that you address these feelings so that they don't creep up and ruin your happiness as you carry out your new life.

Involuntary property transfer in Chapter 7 bankruptcy

The most common form of bankruptcy—and the type familiar to most Americans—is called Chapter 7. There are many flavors of bankruptcy law, each one covering particular situations.

The many kinds of bankruptcy require an equal number of different laws to meet the unique features of each bankruptcy type and satisfy various creditor needs. 

Life's circumstances might lead you into financial challenges

Most adults make good financial decisions, but there are times when life's circumstances don't allow you to do this. Things like the unexpected loss of a job or medical crisis can lead to some challenging financial decisions. While you can't control those situations, you will have to be the one to cope with the resulting bills. We are here to work with you to determine which chapter of bankruptcy might be the answer to your money troubles.

There are two primary forms of bankruptcies that individuals use when they need financial relief. These are Chapter 7, which is known as the liquidation option, or Chapter 13, which is the repayment option. Your circumstances will dictate which of these is appropriate for your case since both have specific criteria that must be met in order to file.

Brain rest is necessary after a concussion

Victims of accidents might suffer from a traumatic brain injury (TBI). One common TBI that can occur is a concussion. This is considered a minor TBI, but it can actually have very serious impacts on the victim's life. A person who has this diagnosis is going to have a long road to recovery, even though they might seem perfectly normal on the outside.

Some people who have a concussion will need to remain in the hospital overnight for observation. The alternative to this is for a person to go home, but only if they have someone who can check on them for at least the next 24 hours. Anytime the person is showing signs of the symptoms worsening, the doctor should be alerted.

Moving away after divorce might have challenges

One of the most difficult things for a parent to learn during or after a divorce is that they are going to have to move. This might be because of a change in the location of their job. The question that comes up then has to do with the children. Where will the kids live? How will custody and visitation work? We know that this isn't an easy situation, but some people, such as those in the military, can't do anything about these changes. The best thing they can do is address the situation proactively.

When you learn about the move, you need to talk to your ex. The sooner you figure out what to do, the better things might fare. This gives both adults as much time as possible to think of solutions. We can help you review the options and maybe think of some creative custody ideas that might be beneficial.

Adopting positivity regarding the changes of divorce

The process of rebuilding your life after a divorce is going to take time and effort. Whether you are happy about the split or still trying to figure out what went wrong, you can adapt a mental position that helps you to thrive. This is a big life change. Giving yourself permission to feel as you do and being able to address your emotions can benefit you greatly.

Your divorce can be a time of positive change, so remember that you don't have to view everything in a negative light. Now is the time when you can do things that you feel will better yourself. Trying to find the silver lining in all situations can help you to enjoy your life more without feeling like you are weighed down by negativity.

Think about how bankruptcy can help your finances

Bankruptcy is something that shouldn't be taken lightly, but it isn't something that you should ignore if you need to seek financial relief. There are many reasons why you might need to file for this protection. One is that you can rest easier when you check the mail or answer the phone because the court issues an automatic stay when you file your bankruptcy petition.

Being able to relax when you do these simple activities might improve your quality of life considerably. You must realize that this is actually a responsible way to handle your money woes because the creditors will know where they stand. They will know that they shouldn't expect money from you right away and that they aren't allowed to repeatedly ask you to find money to pay the bill.

Signs of drunk driving you should know

With the big game this weekend, there will be parties popping up everywhere. Unfortunately, some partygoers are going to consume alcohol without making plans to get home from the party safely. They might think that they are able to drive safely without getting involved in an accident. Hovever, there is also a chance that they will cause an accident that harms an innocent person.

If you are out Sunday around the time of the game or just after it is finished, you should be especially vigilant about watching for signs that a driver is impaired. If you notice any of these, make sure that you do all that you can to avoid the vehicle. If it is safe to do so, alert police about the issue. Here are some signs that a person might be driving drunk:

  • Braking suddenly or erratically
  • Not turning on headlights
  • Swerving between lanes or straddling the dividing lines
  • Accelerating rapidly
  • Driving too close to other vehicles
  • Failing to obey traffic signs or signals
  • Driving too slowly or much too fast
  • Almost hitting objects or cars on the side of the road
  • Turning widely


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Parkville, MD 21234

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