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4 types of TBIs you may sustain during a fall

In the hot summer months, water seems to be everywhere. Whether walking beside a swimming pool, strolling in the park or shopping in a market, you have to worry about slips and falls. After all, if you sustain a traumatic brain injury, your fall is significantly worse than mere embarrassment. 

According to the Centers for Disease Control and Prevention, TBIs kill more than 150 individuals every single day in the United States. If you hit your head during a fall, your life may never return to normal. Here are four types of TBIs you may sustain during a slip and fall: 

Categories of damages possible in car wrecks

When you have a personal injury claim, one of the priorities you might have is seeking compensation. Knowing what categories you might be able to claim can help you determine what you need to do. It is imperative that your remember that you must be able to tie these amounts to the injuries you received in the crash, and those injuries have to be tied to an accident caused by a negligent driver.

One of the biggest expenses that you will have when you are in this position is medical care. This doesn't include only the current bills you have. It also includes any future care you receive, as well as the emotional health help you will likely need by the end of the process. When you are trying to figure this out, you might need to look at similar cases to get an idea of what you may need to seek.

Share kids with an ex? Congratulations! You're on the same team!

Trying to figure out how to model the child custody relationship between you and your ex can be challenging, especially in the early days after the divorce. One of the most important things that you need to do right away is to set your mind to work with your ex. You might be on opposite sides of the table for the divorce, but you must be on the same team for the children. Making this distinction can be difficult, but it can help to smooth the situation over so that your children can benefit from a solid parenting relationship.

When you put the children first, things might start to fall into place easier. You won't be so focused on making your life easier or getting back at your ex for the divorce. Your children benefit by getting a parenting time schedule that enables them to thrive, and they can rest assured that their parents are making decisions based on what the children need.

Mounting medical debt might require bankruptcy

One of the main reasons people in this country file for bankruptcy is medical debt. Unfortunately, this isn't something that is easily avoided unless you never seek medical care for anything. It surprises some people to know that even patients with good insurance might end up in financial trouble because of medical bills. When you have mounting medical bills that you can't pay by the due date, you will have to come up with a plan for taking care of them.

One of the most important things to remember is that most medical creditors will offer payment plans to help get the debt paid off. The issue with this is that the monthly amount they want might be exorbitant. In some cases, that amount might not even be enough to cover the interest they charge. This can lead you more into debt since the balance won't go down.

Do what's best for your children during divorce

Many things that you have to deal with during divorce are going to be challenging. One thing that can complicate matters even more is when you have children who are looking to you to find out how they should react to the situation. As a parent, you have a duty to protect your children. During this transition time, you might have to do a bit more to help them through their emotions.

One thing that you need to do from the start of the divorce is to keep any negative conversations away from the children. They don't need to see any fighting between their parents, so make sure that you don't hash those out around them. There should be private times when you can discuss contentious matters with your ex. Along this same line, be sure not to use the kids as messengers back and forth.

Summertime wrecks can ruin the entire season

The summer is a time of family road trips and vacations. When you are planning on leaving home for a while, make sure that you take the time to plan everything carefully. One thing that you don't want to do is to try to rush through the travel time. We know you probably want to hurry up and get to where you are going, but don't let this cause you to get into an accident.

There is usually an uptick in vehicles on the road during the summer months. This means that roads might be abnormally congested. Trying to rush when you are in tight traffic can mean that you make errors as you drive.

The automatic stay greatly benefits bankruptcy filers

One of the benefits that people who file for bankruptcy look forward to is the automatic stay. There is almost nothing as stressful as a creditor coming to you to find out when you are going to pay a bill. They might get pushy and start demanding that you send in money -- even though you can't give them something that you don't have!

When you file for bankruptcy, the court issues an automatic stay. This means that the creditors aren't able to contact you to collect the debt. Once this is issued, you can answer your phone and check your mail without having to worry that an unscrupulous individual is going to harass you over a payment you already told them you couldn't pay.

Can you really be friends with an ex?

People who are divorced and share children will often have to deal with each other a lot throughout the child's life. While there aren't any set rules for how you handle this situation, you have to remember that being respectful is the key to making parenting arrangements work. For some divorced parents, there is a matter of whether they should remain friends or not after the split.

If you and your ex do decide to remain friends, remember not to rush things. It can be difficult to keep things on a friend level when you are splitting up after an intimate relationship. Your emotions might be all over the place, especially right after the marriage ends. Make sure that you address these feelings so that they don't creep up and ruin your happiness as you carry out your new life.

Involuntary property transfer in Chapter 7 bankruptcy

The most common form of bankruptcy—and the type familiar to most Americans—is called Chapter 7. There are many flavors of bankruptcy law, each one covering particular situations.

The many kinds of bankruptcy require an equal number of different laws to meet the unique features of each bankruptcy type and satisfy various creditor needs. 

Life's circumstances might lead you into financial challenges

Most adults make good financial decisions, but there are times when life's circumstances don't allow you to do this. Things like the unexpected loss of a job or medical crisis can lead to some challenging financial decisions. While you can't control those situations, you will have to be the one to cope with the resulting bills. We are here to work with you to determine which chapter of bankruptcy might be the answer to your money troubles.

There are two primary forms of bankruptcies that individuals use when they need financial relief. These are Chapter 7, which is known as the liquidation option, or Chapter 13, which is the repayment option. Your circumstances will dictate which of these is appropriate for your case since both have specific criteria that must be met in order to file.

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