Falling behind on child support payments can lead to various consequences, not just court orders. If you cannot pay support on time, the state can take several actions that affect your daily life.
These penalties can make it harder to work, get around or handle your personal finances.
Driver’s license suspension
The Maryland Child Support Administration can request the Motor Vehicle Administration to suspend a license when someone falls behind on child support payments by more than 60 days. Losing your driver’s license can create major problems. It can make it harder to get to work, take your children to school or attend required appointments. This loss can lead to even more missed payments and greater financial stress.
Garnishing your finances
The state can intercept tax refunds, place liens on your property or garnish wages to make up for missed child support payments. Licensing boards might notice this occurrence, potentially causing you to lose your professional license for nursing, teaching or contracting. This can lead to job loss and limited income.
How to protect your rights after missed payments
There are steps you can take to protect your rights if you cannot make payments. Maryland allows you to file a request to modify your child support order. This request must show a material change in circumstances, such as job loss, a medical condition or a decrease in income. The court will then review the situation and decide whether to lower the amount.
It is also important to keep records of all payments and communication with the other parent. If possible, support should go through the Maryland Child Support Administration so the state can track payments. Clear records help prevent disputes and protect against claims of non-payment.
Missing child support payments can create a chain reaction that affects more than just finances. It can limit freedom, damage your credit and threaten employment. Taking action early and asking the court for a modification can help you stay on track and avoid serious consequences.