It might not come as a surprise that struggling with high levels of debt can be an intimidating and harrowing experience. However, many individuals in Maryland might not fully understand the impact similar hardships could have on their lives.  As studies indicate that prolonged bouts with debt can have a detrimental impact on one’s mental health, those who encounter such challenges may benefit from taking steps to protect their well-being by pursuing relief through outlets such as bankruptcy.

Results from a recent survey indicated that many of those who struggle under the weight of debt say they feel incapable of living out their preferred lifestyles or taking part in interests or hobbies. Many also assert that their financial challenges have disrupted their ability to build up emergency savings. Some also say that they are unable to afford to eat healthy and advised that they often lose sleep due to being stressed about their financial circumstances.

Studies suggest that when debt begins to disrupt a people’s lives in similar ways, it could also make them more susceptible to suffering from mental health concerns such as anxiety and depression. According to studies, those who encounter monetary hardships may also tend to constantly dwell on the issues at hand. Certain types of debt could also leave some individuals battling with feelings of shame or even self-blame.

Those who experience the hardships of dealing with debt may wish to protect their well-being by seeking relief through outlets such as bankruptcy, but they might be uncertain how best to achieve this goal. Fortunately, there are attorneys who can address all a person’s concerns and provide him or her with much needed advice on all the available options for relief. An attorney can help a client in Maryland develop a plan to reduce or eliminate debts through the proper channels and subsequently assist him or her in navigating the process.